VisitorsCoverage
travel medical insurance for Montenegro
Compare international travel medical plans for a trip to Montenegro from several insurers and buy online by card; policy documents arrive by email.
About
What is VisitorsCoverage
Compare international travel medical plans for a trip to Montenegro from several insurers and buy online by card; policy documents arrive by email. VisitorsCoverage is an online travel insurance marketplace, operating since 2006, where you can compare and buy international travel medical plans from several insurers, such as WorldTrips (Atlas) and IMG (Patriot). It is a licensed broker: the policy is issued by the insurer, and the insurer decides claims. The international plans are for travel outside your home country and do not cover the USA; trip cancellation cover is generally available to US residents only.
Pros
Benefits
Several insurers in one search
Compare international travel medical plans side by side: policy maximum, deductible and what each plan covers.
Built for trips outside your home country
International plans cover new illnesses and injuries abroad, including hospital care and emergency medical evacuation, for trips from 5 days up to 12 months on most plans.
Can be bought after you leave
Most travel medical plans can still be bought once you are abroad. Cover starts on the policy start date and applies only to conditions that begin after it.
Schengen visa option
If you need a Schengen visa, choose a compliant plan with at least €30,000 of cover and a $0 deductible; the visa letter arrives right after purchase.
Documents by email
The policy documents and ID card arrive by email right after purchase. You can extend or cancel the policy online.
Any doctor outside the US
Outside the USA you can go to any doctor or hospital. Some bill the insurer directly, others ask you to pay and claim the cost back.
Guide5 steps
How It Works
Step by step: from choosing the service to confirmation.
01
Enter your trip details
Destination, travel dates, travellers’ ages, citizenship and home country.
02
Compare plans
Check the policy maximum, deductible and benefits of each plan. For a Schengen visa, pick a $0 deductible.
03
Pay by card
Visa, Mastercard or American Express. The policy is issued by the insurer, not by VisitorsCoverage.
04
Get your documents
The policy and ID card arrive by email. Save the insurer’s assistance number before you travel.
05
If you need care
Call the insurer’s assistance line and file the claim with the insurer; the VisitorsCoverage claims team can help with paperwork.
Payment
Payment Methods
Support
Languages
English
Audience
Who Is It For
Holiday travellers
Tourists who want medical cover for a trip outside their home country.
Schengen visa applicants
Travellers who need a policy that meets Schengen visa rules, for example for Slovenia or Switzerland.
Long stays and digital nomads
People abroad for weeks or months: most international plans run up to 12 months.
Travellers already abroad
People who left without insurance: most plans can still be bought after departure.