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Insurance for Georgia

Insurance for Georgia

Medical travel insurance: coverage and useful tips.

Why insurance

Why buy travel insurance?

Key reasons before every international trip

Medical Treatment

Coverage for doctor visits and medical care

Medical Transportation

Transport to a medical facility when required

Trip Cancellation

Refund in case of force majeure and unexpected disruptions

Peace of Mind

Travel without worries with reliable insurance support

Insurance & healthcareGeorgia

Travel insurance for Georgia: mandatory since 2026, and the mountains are real

Since 1 January 2026 every foreign tourist in Georgia must have health and accident insurance with at least 30,000 GEL of cover: a policy from any insurer works if it is in Georgian or English, and border guards may ask for it. The other catch is geography: the high Caucasus — Kazbegi, Svaneti, Gudauri — is where travellers get hurt, and the most expensive place in the country to get rescued from.

  • Insurance is mandatory for tourists since 1 January 2026: at least 30,000 GEL of medical and accident cover from any insurer. Only Georgian citizens and residence permit holders are exempt.
  • Tbilisi has modern private clinics with English-speaking staff; a consultation is affordable by Western standards, but surgery or intensive care adds up fast and is paid upfront.
  • Winter in Gudauri and off-piste skiing are a leading claim — freeride and backcountry are usually excluded unless the policy names them.
  • Evacuation from Svaneti or Kazbegi to Tbilisi, or onward abroad, is where an uninsured trip turns into a five-figure problem.

Routine private care in Tbilisi is cheap by European standards, but a helicopter evacuation from the mountains or a medical flight home runs into the tens of thousands — far more than a whole trip's insurance.

If you're skiing or trekking the Caucasus, insist on mountain rescue and evacuation cover. Compare plans below.

Providers1

Insurance providers

Reliable insurance company for travelers

VisitorsCoverage

VisitorsCoverage is an online travel insurance marketplace, operating since 2006, where you can compare and buy international travel medical plans from several insurers, such as WorldTrips (Atlas) and IMG (Patriot). It is a licensed broker: the policy is issued by the insurer, and the insurer decides claims. The international plans are for travel outside your home country and do not cover the USA; trip cancellation cover is generally available to US residents only.

Guide5 steps

How the insurance process works

Simple steps to reliable coverage

01

Select destination and travel dates

Choose your travel country and the policy validity period.

02

Choose activity type and coverage limit

Specify your activity level and the required coverage amount.

03

Enter traveler details

Provide personal information in Latin characters as shown in your passport.

04

Review details and complete payment

Confirm the accuracy of all information and finalize the purchase.

05

Receive your policy by email

Your insurance policy is delivered automatically within 1–2 minutes.

Questions & answersFAQ

Popular questions

Everything about documents, payouts and support

Do I need travel insurance for Georgia?+

Yes, since 2026 travel insurance is mandatory for entering Georgia. The policy must cover at least medical expenses and repatriation. You need to arrange it before your trip. Medical help is scarce in the mountains (Kazbegi, Svaneti, Tusheti), and serious cases may require helicopter evacuation.

What coverage should I choose?+

The legal minimum for entry since 1 January 2026 is 30,000 GEL (about €10,000) of medical cover; for real protection we recommend €30,000 or more. For mountain trekking – add sports cover and evacuation. For skiing (Gudauri, Bakuriani) – winter sports cover.

Does insurance cover mountain trekking?+

Standard policies usually don't. For hiking above 2,500 m and multi-day treks, you need an 'active leisure' or 'mountain tourism' add-on.

How much does travel insurance for Georgia cost?+

From €1–2 per day. A 2-week policy with good coverage costs €15–30. With mountain trekking – €25–45.

How do I get help through my insurance?+

Call the number on your policy (24/7). Emergency number in Georgia is 112. Tbilisi and Batumi have private clinics. Mountain evacuation may take several hours.

Why do I need travel insurance?+

Medical care abroad can be expensive. Travel insurance covers treatment, hospitalization, emergency assistance and transportation, protecting you from unexpected costs.

Which insurance plan is right for my destination?+

Most plans provide worldwide coverage, but specific conditions vary by provider. Compare the plans for your destination in the provider list on this page.

Should I buy insurance before the trip?+

It’s recommended to purchase before departure. Some companies allow buying while already abroad, but coverage usually starts only after crossing the border or on the selected start date.

Is the insurance valid for visa applications?+

Most policies meet typical visa requirements, but the minimum cover differs by country — check the entry rules for your destination and pick a plan that meets them.

Do travel insurance plans cover COVID-19?+

Most plans treat COVID-19 like any other illness, but terms differ — check the policy wording before you buy.

What should I do in case of an emergency?+

Contact your insurance provider using the phone numbers or chat listed in your policy. They will guide you, organize care and help with next steps.

Do I have to pay for treatment myself?+

It depends on the provider. Some policies offer direct billing with clinics, while others reimburse expenses after providing receipts.

Can I buy insurance for a child or another traveler?+

Yes. Most providers allow purchasing a policy for anyone as long as you enter accurate traveler information.

How long can the policy last?+

Minimum duration is usually 2-3 days, maximum – up to 365 days depending on the provider.

Helpful resourcesblog

Insurance articles

What insurance covers, how to choose a policy and avoid overpaying.

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